Consumers

STATE OF MICHIGAN

If You Need Health Insurance Coverage in Michigan, Help is Here

This site contains everything you need to know about health insurance, how to get covered, and how to use your coverage to keep yourself and your family healthy.

Open Enrollment for 2023 health insurance ran between November 1, 2022 and January 15, 2023.

Consumers who missed the January 15 deadline for 2023 coverage may qualify for a Special Enrollment Period if they experience a qualifying life event, such as a birth, job loss, or divorce. In addition, Michiganders who qualify for the state’s Medicaid or MIChild programs can apply at any time. For help getting started, and to review their eligibility for these programs, consumers should visit Healthcare.gov/lower-costs.

Your local agent or assister can help with the application or answer your questions. Find Marketplace help near you by visiting LocalHelp.HealthCare.gov.

Application to apply for Michigan healthcare programs like Medicaid, Healthy Michigan Plan and MIChild.

The U.S. Department of Health and Human Services has a new Web site that helps patients shop for hospital care based on quality and price. The site features updated and more robust information to help consumers with their health care choices.

Hospital Compare

MI Health Link is a new health care option for Michigan adults, ages 21 or over, who are enrolled in both Medicare and Medicaid, and live in the counties of Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, Macomb, St. Joseph, Van Buren, Wayne or any county in the Upper Peninsula.

MI Health Link

Report issued by the Governor’s Council of Economic Advisors, December 2005

Recommendations to Reduce the Economic Burden of Providing Employer-Sponsored Health Care Benefits

Additional Resources

Adults

Information detailing what health care coverage is available for adults.

Children & Teens

Information about what health care coverage is available for children and teens.

Healthy Michigan Plan

Information about the Healthy Michigan Plan for Michigan residents

Help Finding Health Care

Information on how to find free or low cost health care, and access to coverage.

Persons With Disabilities

Information about health care coverage available in Michigan for persons with disabilities

Pregnant Women

Information on health care coverage for pregnant women.

Protected Health Information (HIPAA)

Information about the Health Insurance Portability & Accountability Act for beneficiaries

Services for Seniors

Information about health care coverage available for seniors in Michigan.

Michigan Department Health & Human Services

NABIP FOUNDATION

The NABIP Foundation is a 501(c)(3) nonprofit organization that helps the public stay informed about the public and private health insurance options available to them. The foundation creates educational materials for the American public about private health insurance options, whether consumers are buying health insurance coverage on their own, purchasing coverage through the exchange or signing up for a plan through their employer. The foundation also assists those needing coverage who may be eligible for public programs like Medicare, Medicaid or children’s health insurance programs.

Click here for NABIP Foundation Brochure

NABIP FOUNDATION WEBSITE